Hi Neighbor,
I am proud to share that last week I made history by leading national conversations on insurance reform, financial literacy and long-term care protections at the 2025 National Council of Insurance Legislators (NCOIL) Summer Meeting in Chicago, Illinois.
I serve as chair of the NCOIL Life Insurance & Financial Planning Committee and am the first Black woman from Michigan to hold a national leadership role within the organization. My legislative priorities — including consumer protection, health equity and generational wealth-building — are at the center of this year’s agenda.
On Thursday, July 17, I chaired a policy session introducing a model act that would prohibit life insurers from using genetic information in a discriminatory manner during the underwriting process. The legislation aims to ensure fairness and transparency in life insurance markets nationwide.
Insurance must be a bridge to security, not a barrier to opportunity. This model act is about protecting families from being penalized for conditions they cannot control. It’s about justice, dignity and leveling the playing field in the insurance world.
On Saturday, I moderated NCOIL’s marquee General Session on Long-Term Care Insurance, bringing together national experts to address affordability, access and elder protection in the face of America’s aging population. The session spotlighted policy solutions to rising costs and gaps in coverage that disproportionately impact seniors and low-income communities.
For more information on what I am up to, follow me on Facebook. As always, if you have any state level concerns please reach out to my office at (517) 373-2577 or BrendaCarter@house.mi.gov.
In service,
Brenda Carter
State Representative
House District 53