Of the 24 signatories, zero were Republicans
State Rep. Mike McFall (D-Hazel Park) testifies in a committee at the Anderson House Office Building in Lansing.
LANSING, Mich., Aug. 13, 2025 — Today, State Rep. Mike McFall (D-Hazel Park), joined by 23 fellow lawmakers, formally sent a letter to Michigan’s Congressional Delegation calling for immediate extension of the Advanced Premium Tax Credit (APTC), which is set to expire at the end of 2025. These expanded tax credits — originally increased under the American Rescue Plan and continued through the Inflation Reduction Act — have helped millions of Americans afford health coverage, leading to record enrollment numbers in the Affordable Care Act’s (ACA) Health Insurance Marketplace. The APTC works by helping lower monthly health insurance costs for eligible members by applying federal subsidies directly to their premiums.
In the letter, shared with all 15 members of Michigan’s delegation to the U.S. House and Senate, McFall and supporters emphasized that failure to extend the APTC could result in dramatic premium increases overnight, potentially doubling or even tripling health care costs for Michigan families.
“When you work hard to afford quality health insurance, these subsidies are not just numbers in a budget — they’re the difference between coverage and crisis,” McFall said. “Allowing the APTC to lapse would jeopardize health care for middle-class families, small business owners, retirees, and gig workers who rely on the ACA marketplace.”
National data illustrates the widespread reliance on the APTC: in 2024, approximately 4.2 million small business owners and self-employed individuals — about three times more than the general population — relied on ACA Marketplace plans. The vast majority received the APTC to make coverage affordable.
The coalition behind the letter includes lawmakers who represent diverse Michigan communities, underscoring that access to health care is a shared priority across districts.
“Health coverage isn’t up for partisan debate — it’s a lifeline for many Michiganders,” McFall added. “By extending the APTC, Congress can prevent a health care affordability crisis for countless Michiganders.”
A full copy of the letter has been sent to Michigan’s full congressional delegation and is available upon request.
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