LANSING — This evening, the Michigan House of Representatives voted on House Bill 5013, which makes various changes to the state’s auto no-fault insurance system. The bill failed to pass, and in response, state Rep. Fred Durhal III (D-Detroit) issued the following statement:

“The people of Detroit pay the highest auto insurance rates in the nation, and so I wanted to see a bill put forward that would truly address that. Simply put, I voted no on House Bill 5013 because it does not. Further, those who agreed to reduced coverage would, in the case of a tragic accident, be forced into bankruptcy to pay for long-term care. That cost would then be transferred over to the taxpayers, hurting us all in the long run. We need guaranteed rate reductions across the board — not only for drivers who agree to put their families in jeopardy by reducing their coverage. A true reform plan was introduced, and it’s time the Fair and Affordable No-Fault Reform package receive a hearing, as it would address the real factors that so inflate insurance costs for our drivers.”